Credit Risk Analyst

Solliciteer direct
  • A dynamic environment with lots of freedom and responsibility
  • Work with various stakeholders within Eneco as an independent specialist
  • Creating solutions to manage major financial risks

Why choose for Eneco?

The energy transition is in full swing and Eneco is leading the way. Our goal? To be fully climate-neutral by 2035. This applies to our own business activities, but also to the energy we supply to our customers. For example, we develop wind and solar parks ourselves, and we help customers take sustainable steps every day with smart products and good advice. Now that we are part of Mitsubishi Corporation (MC), our impact has increased and we are accelerating the transition. We can really use your expertise for this. You proactively contribute to the energy transition so we can embrace a new world that is smarter, better, cleaner, more fun and more livable. You do this by analyzing and advising on credit risks. The Financial Risk Management team is positioned close to Eneco Energy Trade (Eneco's trading floor), but FRM also supports all business units within Eneco. Together with the team (commodity and credit risk analysts), you work towards an optimal risk/return ratio for Eneco. Debtor management, such as cash collection processes and monitoring payment behavior of clients are explicitly not part of this function.

What you’ll do

As Credit Risk Specialist, you give advice on the mitigation of credit risks. For example, you analyze the creditworthiness of a business counterparty. This could be a large corporate customer or an energy trading party for example. Due to purchases and sales via our trade exchanges you also monitor and manage the cash flow risks. This requires monitoring mandates and limits. If necessary escalate this to the Commodity Risk Team and CFO. As part of the team you are involved in setting up and maintaining up to date credit risk management policies and mandates for the various business units of Eneco.

You work in a team that has been placed independently within Eneco, part of the Finance organization and reporting (indirectly) to the CFO. In your role, you provide advice to dealmakers and management teams. You will be actively involved in closing deals by advising on how credit risks can best be covered in a contract. Directly negotiating with external parties could be part of your role.

Is this about you?

You work together as one team to deliver the plan. You create an atmosphere in where you can exchange insights and opinions with colleagues and take accountability for contributing to the common plan. In addition, the following is important:

  • You have a relevant completed WO education;
  • Knowledge of and experience with credit risk management methods and techniques is a plus;
  • You have good analytical as well as quantitative skills, you can quickly get to the core of the problem and you are able to think along with solutions;
  • With respective to quantitative skills: programming skills and experience with e.g. Matlab, Python is a plus. In case of a lack of experience: the willingness to develop these.
  • You have a proactive and solution-oriented attitude. You can also cope well with change;
  • In addition, you have good communication skills, are persuasive and are a team player.

You’ll be responsible for

  • Developing and implementing the credit risk management policy for the whole Eneco organization (and in particular for the Trading department), ensuring that credit and cash flow risks remain manageable;
  • Daily monitoring and reporting on credit limits of trading counterparties, implementing trade restrictive measures in case of limit violations;
  • Monitoring and reporting margin limits (cash flow risk) and escalating in the event of violations, whereby you make adjustments in consultation with the business;
  • Performing credit analyses on new and existing counterparties of Eneco;
  • Providing internal advice on credit risks and guarantee structures.

This is where you’ll work

You will have a flexible workspace at our modern, bright headquarters in Rotterdam. You can get to your desk from the Rotterdam Alexander train station in just a few minutes. Although it might take a little longer if you chat with a colleague on the way. At Eneco we work hybrid. That means you'll be working partly from home.

 You'll be joining the Financial Risk Management department, part of Eneco Finance & Risk. You'll work alongside (currently) nine smart, professional financial risk managers. Each of them is a well-educated specialist with a technical or financial background (economics, engineering, FRM, CFA), who work with the business to shape the energy transition through active risk management.

Do you feel at home among colleagues who are bursting with ambition, take good care of each other and want to go full speed ahead to achieve our climate objectives? Then you'll fit in at Eneco.

What we have to offer

Gross year salary of
between €44.000 and €84.000

Including 8% holiday allowance, a good pension and parental leave.

FlexBudget on top of
your gross salary

Have it paid out, use it to buy extra holiday days or save it up for something nice - it's up to you.

Personal and professional growth

Eneco is fully committed to help you in your personal and professional development.

Hybrid working, at home or in the office

You work 40% at the office and 40% at home. The other day you decide what works best for you.

Working at Eneco is for everyone

Our customers are diverse, and so are we. More than 3,000 Eneco-talents ensure an open, pleasant culture in which everyone can grow and thrive. In this way we create the ideal situation for creative insights and innovative solutions. And we can use that to achieve our ambitious mission: to be climate neutral by 2035. You know what the fun is? We can never have enough talent at Eneco. So get in touch and apply. 

Werken bij Eneco is voor iedereen
Samen naar klimaatneutraal

Together towards climate neutrality

Ask a colleague about our joint mission and you will hear it again and again: Eneco wants to be climate neutral by 2035. Everyone works together to realize this ambition. We help customers switch to sustainable energy with good advice and smart, affordable products. We develop wind farms, install large solar roofs and invest in heat networks. We see opportunities everywhere. Are you in?

This is how the application procedure goes

Want to know more about this job function?

Do you want to know more about this vacancy at Eneco? You can contact one of our Credit Risk Experts: Elvan Medjedovic ([email protected]) or Marinus Teerling ([email protected]) for more information on this role. For more information about the application procedure please call our recruitment assistants on 088-8954020 or send an e-mail to [email protected]

Applying straight away? That is also possible! You can also apply via our recruitment system. Click on the 'apply' button and send us your CV with a motivation letter. You will receive a response as soon as possible.

An online assessment and a (pre-) employment screening are part of the selection procedure.

Questions about the application procedure

Feel free to contact our recruiter:

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Met deze vacature willen wij zelf een nieuwe Eneco collega werven. Dit is dan ook geen oproep voor acquisitie.