Credit Risk Analyst

As Credit Risk Specialist, you give advice on the mitigation of credit risks. For example, you analyze the creditworthiness of a business counterparty. This could be a large corporate customer or an energy trading party for example. Due to purchases and sales via our trade exchanges you also monitor and manage the cash flow risks. This requires monitoring mandates and limits. If necessary escalate this to the Commodity Risk Team and CFO. As part of the team you are involved in setting up and maintaining up to date credit risk management policies and mandates for the various business units of Eneco.

You work in a team that has been placed independently within Eneco, part of the Finance organization and reporting (indirectly) to the CFO. In your role, you provide advice to dealmakers and management teams. You will be actively involved in closing deals by advising on how credit risks can best be covered in a contract. Directly negotiating with external parties could be part of your role.

You work together as one team to deliver the plan. You create an atmosphere in where you can exchange insights and opinions with colleagues and take accountability for contributing to the common plan. In addition, the following is important:

• You have a relevant completed WO education;
• Knowledge of and experience with credit risk management methods and techniques is a plus;
• You have good analytical as well as quantitative skills, you can quickly get to the core of the problem and you are able to think along with solutions;
• With respective to quantitative skills: programming skills and experience with e.g. Matlab, Python is a plus. In case of a lack of experience: the willingness to develop these.
• You have a proactive and solution-oriented attitude. You can also cope well with change;
• In addition, you have good communication skills, are persuasive and are a team player.

• Developing and implementing the credit risk management policy for the whole Eneco organization (and in particular for the Trading department), ensuring that credit and cash flow risks remain manageable;
• Daily monitoring and reporting on credit limits of trading counterparties, implementing trade restrictive measures in case of limit violations;
• Monitoring and reporting margin limits (cash flow risk) and escalating in the event of violations, whereby you make adjustments in consultation with the business;
• Performing credit analyses on new and existing counterparties of Eneco;
• Providing internal advice on credit risks and guarantee structures.

You will have a flexible workspace at our modern, bright headquarters in Rotterdam. You can get to your desk from the Rotterdam Alexander train station in just a few minutes. Although it might take a little longer if you chat with a colleague on the way. At Eneco we work hybrid. That means you'll be working partly from home.

 You'll be joining the Financial Risk Management department, part of Eneco Finance & Risk. You'll work alongside (currently) nine smart, professional financial risk managers. Each of them is a well-educated specialist with a technical or financial background (economics, engineering, FRM, CFA), who work with the business to shape the energy transition through active risk management.

Do you feel at home among colleagues who are bursting with ambition, take good care of each other and want to go full speed ahead to achieve our climate objectives? Then you'll fit in at Eneco.